Liberty Home Guard : It might come as a surprise for those who have even the highest quality homeowners insurance that it can’t cover the breakdowns of household equipment and systems. The reason is that most homeowners choose to purchase a home warranty.
A home warranty is the most cost-effective method to ensure the health of the appliances and systems in your home. This kind of service contract will pay for fixing or replacing items in your home and keep you from requiring the help of a home improvement loan for the items.
An upcoming but reputable firm in the field of home warranties: is Liberty Home Guard (LHG). This review will discuss its benefits, how it functions, and what its customers think of its performance. This will assist you in deciding whether or not you should use LHG to fulfill your home warranty requirements.
Liberty Home Guard Overview
This is a home warranty company based in New York. A firm that operates in 48 states as well as in the District of Columbia. The pricing of its plans is comparable to other home warranty providers. However, it is expensive if you choose to purchase the numerous additional options offered.
PROS
- One of the biggest selections of add-ons available
- The technicians are “LHG-certified and are rigorously screened to work on the platform
- Home warranty services that are the highest-rated by the Better Business Bureau
- 60-day guarantee on workmanship
CONS
- It is not readily available not available in Washington and Wisconsin
- You shouldn’t cover appliances’ accessories, such as shelves or racks.
Liberty Home Guard’s Services
Liberty Home Guard offers home warranty protection plans for your systems, appliances, or both. You can also add additional protections for systems and equipment depending on the need.
What Liberty Home Guard Offers
Below are three home services plans Liberty Home Guard offers and the items covered in each plan.
1. System Guard Plans: Protects major home systems like HVAC and air conditioning as well as plumbing, ductwork, water heaters, electrical, and plumbing. The cost begins at $54.99 per month.
2. Appliance Guard plan: Ensures the kitchen’s primary and other home appliances, such as clothes dryer and washer, kitchen refrigerators with built-in microwave ovens, garbage disposals, dishwashers ranges, cooktops and Garage door openers and air conditioners, heating pipes, ductwork, plumbing electrical and water heaters. The plan starts at $49.99 per month.
3. The Total Home Security Plan includes two of the Systems Guard & Appliance Guard protections, beginning from $59.99 monthly.
For each of these plans, if you choose to pay each year instead of monthly, you’ll receive two months of free service. Additionally, the monthly costs mentioned above may be adjusted based on the dimensions of your property and the area in which your home is situated.
Here are some add-ons that you can get in conjunction with your plan
- Pool & spa
- Exhaust fans
- Pumping the Septic system
- Sump pump
- Pump for the well
- Central vacuum
- Additional spa
- Lighting fixtures
- Leaks in the roof aren’t as severe.
- Re-key
- Cleaning gutters
- Pest control
- Carpet Cleaning
- Trash Compactor
- TV mounting
- Window washing
- Power washing
- Casita guest unit
- Hot water dispenser
- Stand-alone freezer
- Ice maker
What Liberty Home Guard Does Not Offer
The best insurance companies for home warranties have limitations. Liberty Home Guard plans don’t protect against damage caused by negligence, human error, insufficient maintenance, or a natural catastrophe. Liberty Home Guard doesn’t offer coverage for any existing or unknown conditions.
LHG does not cover appliances and systems subject to wear and tear. If you’re unsure what constitutes a breach of the warranty on your home, you can contact a Liberty Home Guard representative or look over a sample contract for more information.
Furthermore, the company that provides home warranties doesn’t cover the majority of appliances that come with accessories. Accessories can include things like shelves, racks, or other additions.
